Individual recommendations
Strategic recommendations on financial instruments and investment strategies, taking into account your objectives and risk-bearing capacity.
Services
Investment advisory
Personal. Individual.
Aligned with your goals.
Our investment advisory service is aimed at professional investors and is available from an investment volume of €500,000. It is ideal for clients who want to actively shape their investment decisions while benefiting from in-depth capital market expertise.
A sparring partner on equal terms
We develop individual, strategic investment recommendations tailored to your goals, your risk appetite and your personal requirements. You always make the decision to buy or sell.
Regulatory framework
Advice that takes into account all relevant regulatory requirements for professional clients with complex needs.
Risk appetite & goals
Recommendations consistently aligned with your personal goals, individual risk-bearing capacity and specific requirements.
The client decides
All investment decisions and their implementation rest solely with you – we advise, you decide.
With us, at the pulse of the capital markets
Our expertise. Your decision. We support you with individual investment recommendations and in-depth capital market expertise.
Fixed fee – maximum transparency
Predictable costs regardless of investment decisions or transaction volumes
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Features
What sets our advice apart
A sparring partner on equal terms
Individual investment proposals aligned with your requirements.
Comprehensive investment universe
Equities, bonds, ETFs and other investment solutions.
High-quality research
A sound basis for your investment decisions.
Personal service
By experienced HRK LUNIS advisors.
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Advisory approach & decision process
You stay in control
Your decision
Purchases & sales are made exclusively by the client.
No power of attorney
You retain maximum control.
Trading ideas
Identification of short-term market opportunities.
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Strategy, not products
Structure before individual transactions
Asset allocation & portfolio structure
Strategic advice and risk management.
Complex instruments
Derivatives, special funds, illiquid & alternative investments.
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Individual & flexible design
According to your preferences
Tailor-made
Individual investment recommendations.
Governance & tax
Accounting and tax aspects.
ESG & sustainability
Thematic guidelines according to your preferences.
Who our investment advisory is suitable for
Our investment advisory service is aimed at professional clients who, based on their experience, knowledge and financial circumstances, are able to make investment decisions independently and appropriately assess the associated risks.
Institutional investors
Insurance companies, pension funds and foundations with a long-term horizon and complex requirements.
Companies
With in-house financial expertise and a need for a strategic sparring partner.
Family offices
Multi-generational wealth with individual governance and structuring logic.
High-net-worth private clients
Can be classified as professional clients on request.
Requirements for classification as a professional investor
Professional experience
≥ one year of relevant professional experience in the financial sector.
Portfolio
≥ €500,000 in financial instruments and/or bank deposits
Trading activity
An average of at least 10 significant transactions per quarter on the relevant market over the previous four quarters.
At least two of the three criteria must be met for classification as a professional investor.
Clear fees. Clear interests.
For us, transparency is the basis of a trusting relationship. That is why we agree with you a clear and comprehensible fee structure that suits your mandate and your requirements.
Fixed fee
With a fixed fee, you pay a pre-agreed fee for your investment advisory mandate – regardless of how often transactions are carried out in your portfolio.
This creates transparency and planning certainty. Our investment recommendations are based on your personal investment strategy, your goals and your risk appetite – not on the number of transactions.
Our advisors will be happy to explain the various fee models and which option suits your individual requirements.
Let’s talk about investment strategies
Simply use our convenient call-back service. We will get back to you shortly.
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